https://www.zagconsultgroup.com/blog daily 0.75 2025-12-17 https://www.zagconsultgroup.com/blog/can-a-spouse-rollover-an-inherited-ira monthly 0.5 2025-12-17 https://images.squarespace-cdn.com/content/v1/61aa65f3b645a36fcb1f9df4/95e973cc-e6d9-440d-bb40-9b7745675f54/Spousal+IRA+Rollover.jpg Resources - Can a Spouse Rollover an Inherited IRA Into Their Own IRA? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.zagconsultgroup.com/blog/can-you-roll-over-a-529-plan-to-a-roth-ira monthly 0.5 2025-12-17 https://images.squarespace-cdn.com/content/v1/61aa65f3b645a36fcb1f9df4/603ee395-2586-4dfa-8ac6-7b391d521b52/529+Roth+IRA+Rollover.jpg Resources - Can You Roll Over a 529 Plan to a Roth IRA? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.zagconsultgroup.com/blog/does-an-ira-rollover-count-as-a-contribution monthly 0.5 2025-12-17 https://www.zagconsultgroup.com/blog/how-many-ira-rollovers-per-year monthly 0.5 2025-12-17 https://images.squarespace-cdn.com/content/v1/61aa65f3b645a36fcb1f9df4/a7892b16-3d1e-4057-98f4-e9845140c894/IRA+Rollover+Rules.jpg Resources - How Many IRA Rollovers Per Year Are Allowed? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.zagconsultgroup.com/blog/can-you-roll-over-a-simple-ira-to-a-401k monthly 0.5 2025-12-17 https://images.squarespace-cdn.com/content/v1/61aa65f3b645a36fcb1f9df4/6a12581d-daf2-4e94-81c9-85cb6cea591a/Simple+IRA+Roll+Over+%281%29.jpg Resources - Can You Roll Over a SIMPLE IRA to a 401(k)? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.zagconsultgroup.com/blog/can-you-roll-over-a-457b-plan-to-an-ira monthly 0.5 2025-12-17 https://images.squarespace-cdn.com/content/v1/61aa65f3b645a36fcb1f9df4/617b637e-5b19-4c3e-9236-438dd4941722/Roll+Over+475%28b%29.jpg Resources - Can You Roll Over a 457(b) Plan to an IRA? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.zagconsultgroup.com/blog/401a-vs-403b monthly 0.5 2024-10-19 https://images.squarespace-cdn.com/content/v1/61aa65f3b645a36fcb1f9df4/1caad28b-6dba-4250-812e-6b9e2dc336ff/401%28a%29+Vs+403%28b%29.jpg Resources - 401(a) vs. 403(b): Understanding the Differences for Retirement Savings - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.zagconsultgroup.com/blog/iul-vs-roth-ira monthly 0.5 2025-04-27 https://www.zagconsultgroup.com/blog/how-to-have-a-solo-401k-while-running-multiple-businesses monthly 0.5 2025-04-27 https://images.squarespace-cdn.com/content/v1/61aa65f3b645a36fcb1f9df4/4e54e229-dd4a-41df-a5ea-cedb2661fee4/unsplash-image-oUbzU87d1Gc.jpg Resources - How To Have A Solo 401k While Running Multiple Businesses - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.zagconsultgroup.com/blog/controlled-group-solo-401k-plan-rules monthly 0.5 2025-04-27 https://www.zagconsultgroup.com/blog/457b-max-contribution-for-2025 monthly 0.5 2025-04-27 https://images.squarespace-cdn.com/content/v1/61aa65f3b645a36fcb1f9df4/940a12af-bc8f-461b-92fc-e1485775f212/unsplash-image-pypeCEaJeZY.jpg Resources - 457b Max Contribution For 2025 - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.zagconsultgroup.com/blog/can-you-max-out-both-403b-and-457b-plans monthly 0.5 2025-04-27 https://www.zagconsultgroup.com/blog/401k-2025-contribution-limit monthly 0.5 2025-04-27 https://images.squarespace-cdn.com/content/v1/61aa65f3b645a36fcb1f9df4/ba87dc6a-0831-4d5a-8a05-3e09da521008/unsplash-image-8lnbXtxFGZw.jpg Resources - 401k 2025 Contribution Limit - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.zagconsultgroup.com/blog/can-i-move-my-solo-401k-to-another-company monthly 0.5 2025-04-27 https://images.squarespace-cdn.com/content/v1/61aa65f3b645a36fcb1f9df4/fd4ac492-96fa-4cf5-8291-556d49ff58dc/unsplash-image-ztYmIQecyH4.jpg Resources - Can I Move My Solo 401k To Another Company? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.zagconsultgroup.com/blog/tax-free-retirement-account-tfra-what-you-need-to-know monthly 0.5 2025-04-27 https://www.zagconsultgroup.com/blog/market-based-cash-balance-plans-what-are-they monthly 0.5 2025-04-27 https://images.squarespace-cdn.com/content/v1/61aa65f3b645a36fcb1f9df4/011331d6-9cd6-4d0f-b1d2-4a33b880517d/unsplash-image-HASoyURgPMY.jpg Resources - Market Based Cash Balance Plans: What Are They? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.zagconsultgroup.com/blog/non-qualified-stretch-annuity-what-you-need-to-know monthly 0.5 2025-04-27 https://images.squarespace-cdn.com/content/v1/61aa65f3b645a36fcb1f9df4/0ad0838b-26bd-45ca-9a4f-e9d8ca02c5df/unsplash-image-1zO4O3Z0UJA.jpg Resources - Non Qualified Stretch Annuity: What You Need To Know - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.zagconsultgroup.com/blog/spousal-lifetime-access-trust-is-it-right-for-you monthly 0.5 2025-04-27 https://images.squarespace-cdn.com/content/v1/61aa65f3b645a36fcb1f9df4/e7700d59-c243-4d12-997d-9c4e47a1ef91/unsplash-image-vppMdk_GMo4.jpg Resources - Spousal Lifetime Access Trust: Is It Right For You? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.zagconsultgroup.com/blog/what-is-tenancy-in-severalty monthly 0.5 2025-04-27 https://images.squarespace-cdn.com/content/v1/61aa65f3b645a36fcb1f9df4/31d01d68-e6b1-45bf-a6b1-f570cd8cf4a4/unsplash-image-NpTbVOkkom8.jpg Resources - What Is Tenancy In Severalty? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.zagconsultgroup.com/blog/what-is-an-optionee-in-real-estate monthly 0.5 2025-04-27 https://images.squarespace-cdn.com/content/v1/61aa65f3b645a36fcb1f9df4/09f2f653-d40d-41e9-b5a8-96b1e037eeba/Real+estate+options.jpg Resources - What Is An Optionee In Real Estate? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61aa65f3b645a36fcb1f9df4/751fe722-34d9-45dc-b129-72fb9fccefcb/unsplash-image-vWchRczcQwM.jpg Resources - What Is An Optionee In Real Estate? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.zagconsultgroup.com/blog/selling-property-owned-by-an-llc monthly 0.5 2025-04-27 https://images.squarespace-cdn.com/content/v1/61aa65f3b645a36fcb1f9df4/60f92918-d78b-48ea-8567-4b6588cbfb11/unsplash-image-5fNmWej4tAA.jpg Resources - Selling Property Owned By An LLC: What You Need To Know - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.zagconsultgroup.com/blog/what-happens-to-your-tax-liability-with-proper-financial-planning monthly 0.5 2025-04-27 https://images.squarespace-cdn.com/content/v1/61aa65f3b645a36fcb1f9df4/5d6eafb9-284a-4793-a7e1-df1969a5bd5d/unsplash-image-8DEDp6S93Po.jpg Resources - What Happens to Your Tax Liability with Proper Financial Planning? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61aa65f3b645a36fcb1f9df4/60f92918-d78b-48ea-8567-4b6588cbfb11/unsplash-image-5fNmWej4tAA.jpg Resources - What Happens to Your Tax Liability with Proper Financial Planning? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.zagconsultgroup.com/blog/maryland-retirement-tax-elimination-act-of-2023 monthly 0.5 2024-01-17 https://images.squarespace-cdn.com/content/v1/61aa65f3b645a36fcb1f9df4/358d064c-f161-49d6-8efc-fbec5e934e62/Senate+Bill+461.png Resources - Maryland Retirement Tax Elimination Act of 2023 - What You Need To Know - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61aa65f3b645a36fcb1f9df4/4c1cef48-dd8d-428f-928d-b111b6a65fb4/Retirement+.jpg Resources - Maryland Retirement Tax Elimination Act of 2023 - What You Need To Know - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.zagconsultgroup.com/blog/an-example-of-cost-segregation-in-real-estate monthly 0.5 2025-04-27 https://images.squarespace-cdn.com/content/v1/61aa65f3b645a36fcb1f9df4/ba9a3bc5-881a-43f6-a126-89441c55759f/unsplash-image-178j8tJrNlc.jpg Resources - An Example Of Cost Segregation In Real Estate - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61aa65f3b645a36fcb1f9df4/fe31a84b-1616-4a62-a57f-ecdf2156fe60/unsplash-image-nApaSgkzaxg.jpg Resources - An Example Of Cost Segregation In Real Estate - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.zagconsultgroup.com/blog/section-179-deduction-vehicle-list-2023 monthly 0.5 2025-04-27 https://www.zagconsultgroup.com/blog/1031-exchanges-in-maryland monthly 0.5 2025-04-27 https://images.squarespace-cdn.com/content/v1/61aa65f3b645a36fcb1f9df4/844e58ea-da28-4696-8b26-1efa2d56af89/unsplash-image-r3WAWU5Fi5Q.jpg Resources - 1031 Exchanges in Maryland - What You Need To Know  - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.zagconsultgroup.com/home daily 1.0 2025-01-17 https://images.squarespace-cdn.com/content/v1/61aa65f3b645a36fcb1f9df4/2928ff5c-5bb3-448a-aa7e-b68761017b6e/piechart.png Home - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61aa65f3b645a36fcb1f9df4/591a51a2-6919-431a-ac3d-830d54a693ad/avi-richards-Z3ownETsdNQ-unsplash.jpg Home - Forget the overhead. ZAG is your fractional CFO. A leaner operation is your key to growth, and that’s where we come in! With ZAG|cfo, startups and small businesses can plan their growth without blowing their budget. https://www.zagconsultgroup.com/zagsolutions daily 0.75 2022-02-22 https://images.squarespace-cdn.com/content/v1/61aa65f3b645a36fcb1f9df4/ec3da513-f8d1-4da6-86c3-b18cd003efee/unsplash-image-SiOW0btU0zk.jpg Overview - Tax & Accounting Keeping track of your finances and making sense of your tax outlook go hand-in-hand. Let ZAG take on the responsibility, and craft strategies to help you gain greater financial flexibility. https://images.squarespace-cdn.com/content/v1/61aa65f3b645a36fcb1f9df4/a4de971a-7a0f-4cde-870c-51ef97434e4e/unsplash-image-N__BnvQ_w18.jpg Overview - Wealth Management With insightful investment guidance and strategic Financial Planning support, ZAG helps individual clients find a balance between comfort in the present, and long-term financial security. https://images.squarespace-cdn.com/content/v1/61aa65f3b645a36fcb1f9df4/6bfa6e99-85d7-43a7-a4d2-35bd5f68a1de/luemen-rutkowski-ZWbBxZ6zTwM-unsplash.jpg Overview - ZAG|Persona Whether Financial Planning, Tax Planning, Accounting, or all of the above, our holistic approach to our clients unique situation ensures that you not only achieve and preserve financial well-being, but enjoy a better quality of life. https://images.squarespace-cdn.com/content/v1/61aa65f3b645a36fcb1f9df4/cef73dd3-4ec7-421e-b968-74c3111191f1/annie-spratt-QckxruozjRg-unsplash.jpg Overview - ZAG|cfo Small businesses don’t have big budgets, but they can certainly benefit from considered financial analysis and leadership. ZAG® is your fractional CFO, designed to encourage your growth with critical financial stweardship, while eliminating your need to take on uncessary overhead. https://images.squarespace-cdn.com/content/v1/61aa65f3b645a36fcb1f9df4/0c5b96e9-e3dd-4e9c-b50f-a3a43f7a15e0/mediensturmer-aWf7mjwwJJo-unsplash.jpg Overview - ZAG|cpa Our expert team of Tax and Accounting professionals comprehensively review your company’s financial DNA, precisely identifying tax responsibilities, and crafting a dynamic plan that optimizes your business for growth. https://www.zagconsultgroup.com/zag-persona daily 0.75 2025-01-21 https://images.squarespace-cdn.com/content/v1/61aa65f3b645a36fcb1f9df4/1639064444829-LC3K76WORSIFXMKWSRKK/firmbee-com-SpVHcbuKi6E-unsplash.jpg ZAG|persona https://images.squarespace-cdn.com/content/v1/61aa65f3b645a36fcb1f9df4/1643168402301-K3FTX7F0EAH5654BBKBS/unsplash-image-5fNmWej4tAA.jpg ZAG|persona https://images.squarespace-cdn.com/content/v1/61aa65f3b645a36fcb1f9df4/1643316184135-34PYWZVZWE36I2ZIUD5P/unsplash-image-5QgIuuBxKwM.jpg ZAG|persona https://www.zagconsultgroup.com/our-team daily 0.75 2025-01-22 https://images.squarespace-cdn.com/content/v1/61aa65f3b645a36fcb1f9df4/f7dcc79c-84ff-4e15-983b-25a64448b99a/vlad.png https://images.squarespace-cdn.com/content/v1/61aa65f3b645a36fcb1f9df4/61da13cf-116b-4be0-88d5-93f51c84dd2e/Screen+Shot+2022-01-03+at+4.16.52+PM.jpg https://images.squarespace-cdn.com/content/v1/61aa65f3b645a36fcb1f9df4/56e90cc7-436b-4dbf-bb62-f7c6e77d7f6e/Screen+Shot+2022-01-03+at+4.35.54+PM.png https://images.squarespace-cdn.com/content/v1/61aa65f3b645a36fcb1f9df4/6aa88125-f0b4-4051-bad5-1c2069736091/Screen+Shot+2022-01-03+at+4.35.44+PM.png https://images.squarespace-cdn.com/content/v1/61aa65f3b645a36fcb1f9df4/1f87743a-71ea-4040-8591-c879a628de0a/Screen+Shot+2022-01-03+at+4.36.09+PM.png https://images.squarespace-cdn.com/content/v1/61aa65f3b645a36fcb1f9df4/2e7e131f-7ac0-4b13-a9eb-c29062348633/Kimberly.jpg https://images.squarespace-cdn.com/content/v1/61aa65f3b645a36fcb1f9df4/c84851d9-53f3-4969-a982-cbf0c0b21b56/carolee.jpg https://images.squarespace-cdn.com/content/v1/61aa65f3b645a36fcb1f9df4/a9a41a65-4bb4-4590-a30a-c855182733d0/Max.jpg https://images.squarespace-cdn.com/content/v1/61aa65f3b645a36fcb1f9df4/c03429d8-90ae-4d35-841a-e3e2ca314e42/tina.png https://www.zagconsultgroup.com/vlad daily 0.75 2025-01-22 https://images.squarespace-cdn.com/content/v1/61aa65f3b645a36fcb1f9df4/bdc99468-7443-40f5-b5a4-fe65111e333c/Vlad.jpg Vlad Zagranichny - Meet Vlad Zagranichny Vlad Zagranichny, CPA Managing Member & CEO Vlad Zagranichny is the CEO and Managing Director of ZAG Consulting Group, LLC. Vlad graduated Cum Laude from Loyola College of Baltimore with double majors in accounting and finance, and a minor in psychology. He is a dedicated professional with more than 25 years of experience in the fields of accounting and finance. Vlad's professionalism, extensive research, passion, and commitment to client satisfaction are the main reasons for his success, and the success of ZAG Consulting Group, LLC. In addition, in 2012 Vlad was voted as one of "Baltimore's Top Accountants", as published in Baltimore SmartCEO magazine. He currently sits on the board of REXTAR, LLC, a rapidly growing IT company based in Baltimore, MD. Vlad is also a member of the American Institute of Certified Public Accountants (AICPA), the Maryland Association of Public Accountants (MACPA), and the Maryland Society of Accounting & Tax Professionals (MSATP). Vlad is the father of one daughter, and one son, and is very active in his community. Check the background of this investment professional on FINRA's BrokerCheck. https://www.zagconsultgroup.com/alice daily 0.75 2025-01-22 https://images.squarespace-cdn.com/content/v1/61aa65f3b645a36fcb1f9df4/61da13cf-116b-4be0-88d5-93f51c84dd2e/Screen+Shot+2022-01-03+at+4.16.52+PM.jpg Alice Freidman - Alice Friedman Accountant In 2017 Alice Friedman joined our firm while also attending Towson University, where she graduated with a bachelor’s degree in accounting. Alice's meticulous nature and attention to detail has enabledher to focus on the tasks at hand, and complete them with precise measure, making her a valuedmember of the ZAG Consulting team. Alice specializes in accounting, taxation, and job cost reporting. She is extremely responsive and enthusiastic about providing the highest level of client satisfaction. ln her personal time, she focuses on self-awareness and fitness. She is a former bodybuilder and is also a professional artist who has had her work displayed in numerous national exhibits. https://www.zagconsultgroup.com/maggie daily 0.75 2022-01-26 https://images.squarespace-cdn.com/content/v1/61aa65f3b645a36fcb1f9df4/56e90cc7-436b-4dbf-bb62-f7c6e77d7f6e/Screen+Shot+2022-01-03+at+4.35.54+PM.png Maggie Chintalapati, CPA - Maggie Chintalapati, CPA Madhavilatha Chintalapati (Maggie) is an accomplished Certified Public Accountant with over 8 years of experience. Maggie focuses on the preparation of financial statements, taxation, and obtaining favorable outcomes resulting from client audits by tax governing bodies. She has expertise with international personal and business tax issues. Over the past seven years, her compassion and dedication to the clients has been a great asset to the Firm. Hailing her roots from India with a Master’s degree in commerce, she had successfully received her CPA designation from the state of Maryland. She is member of American Institute of Certified Public Accountants. Madhavi is a mother of two – one daughter and one son. Her husband is an IT professional. Maggie is an ardent lover of thriller movies and strives to keep a good work-life balance. https://www.zagconsultgroup.com/stanley daily 0.75 2025-01-16 https://images.squarespace-cdn.com/content/v1/61aa65f3b645a36fcb1f9df4/6aa88125-f0b4-4051-bad5-1c2069736091/Screen+Shot+2022-01-03+at+4.35.44+PM.png Stanley Berkman, CPA - Stanley Berkman, CPA - Retired Stanley Berkman is a Certified Public Accountant. He graduated with honors from Benjamin Franklin Univerisity with a Master’s and Bachelor’s Degree in Commercial Sciences. Stanley is a member of the American Institute of Certified Public Accountants and the Maryland Association of Certified Public Accountants. His experience includes working with individuals, partnerships, Limited Liability Companies, corporations and trusts for over 50 years. He is married to Susan, has two adult childred and five wonderful grandchildren. https://www.zagconsultgroup.com/sheldon daily 0.75 2025-01-16 https://images.squarespace-cdn.com/content/v1/61aa65f3b645a36fcb1f9df4/1f87743a-71ea-4040-8591-c879a628de0a/Screen+Shot+2022-01-03+at+4.36.09+PM.png Sheldon Polun - Sheldon Polun - Retired We congratulate Sheldon on his retirement from ZAG Consulting Group in February of 2022. Sheldon has played an integral role in the growth of ZAG Consulting Group during his tenure with our firm, and we wish him a happy and fulfilling retirement. https://www.zagconsultgroup.com/carloee daily 0.75 2025-01-22 https://images.squarespace-cdn.com/content/v1/61aa65f3b645a36fcb1f9df4/c84851d9-53f3-4969-a982-cbf0c0b21b56/carolee.jpg Carloee Remme - Carolee Remme Bookkeeper Carolee Remme has been with the firm since 2009 and has over 25 years bookkeeping experience as well as Quick books Desktop experience. She graduated from Central Connecticut State University with a bachelor’s degree in accounting. She works with us part time to assist our clients in general accounting and bookkeeping from journal entries to reconciliation statements to monthly, quarterly, and annual accounting and finance duties. In Carolee's personal time, she enjoys being with her family and watching Hallmark movies. She resides in Wethersfield, CT and has one daughter who lives in New York City. https://www.zagconsultgroup.com/tina daily 0.75 2025-01-22 https://images.squarespace-cdn.com/content/v1/61aa65f3b645a36fcb1f9df4/054a9896-7242-41e5-9eac-07b906749c54/tina.png Tina Dembowski - Tina Dembowski Accountant Tina Dembowski is a dedicated professional with over 20 years of accounting experience. Tina began her accounting career working for Deutsche Banc Alex Brown but soon discovered her passion for small businesses. Since then, she has worked with a wide range of industries, from nonprofits to government contractors. Tina takes pride in getting to know the business owners and understanding their financial needs. In her free time, Tina is a volunteer EMT. 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