Financial Planning,
Built Around Your Life.
A fee-only CPA firm helping individuals and families organize their money, lower their taxes, and stay on track toward every goal that matters — from your first home to a confident retirement.
no commissions, ever
Your money should have
a plan behind it.
Most people we meet aren't doing anything wrong — they're just doing it alone. A 401(k) here, a savings account there, a vague sense they should be doing more with their taxes. What's missing isn't discipline. It's a single plan that ties it all together.
As a CPA-led firm, we start with your whole picture — cash flow, taxes, savings, debt, and the goals you're actually working toward — and build one coordinated plan that tells you exactly what to do next, and why.
Book a Free Intro Call →Four pillars of
a complete plan.
A real financial plan is more than a portfolio. Our framework connects the everyday decisions and the long-term ones into a single strategy.
Vlad Zagranichny
Vlad Zagranichny is the Founder and CEO of ZAG Consulting Group, with more than 25 years at the intersection of tax strategy, accounting, and personal financial planning. A Cum Laude graduate of Loyola College with dual degrees in Accounting and Finance, he brings a CPA's discipline to every financial decision — examining the full tax consequence before any move is made. Named one of Baltimore's Top Accountants by Baltimore SmartCEO in 2012, his tax-first philosophy has defined this practice for over two decades.
Check the background of this investment professional on FINRA's BrokerCheck.
Let's Build
Your Plan.
Tell us a little about where you are — we'll show you what a CPA-led financial plan looks like for your situation. No cost, no pressure.
Prefer to call? +1 410 902 0223
We work with individuals and families at every stage — no minimum required to get started.Your information is strictly private and never shared with third parties.
Request received.
A ZAG planner will be in touch within one business day to set up your free intro call.