The Private Wealth Standard
Where Your Wealth
Goes Next.
A multidimensional advisory firm integrating CPA-led tax discipline with institutional-grade investment strategy for the modern legacy.
Inquire PrivatelyPreserving the
Legacy of Tomorrow
True wealth management is an exercise in intentionality. At Zag Consulting Group, we serve as the architects of your financial transition—bridging the gap between today's liquidity and tomorrow's enduring impact.
Our heritage as a CPA-led firm provides a unique lens: we view every investment through the prism of "Tax Alpha." We believe it is not what you earn, but what you keep and how you protect it that defines your success.
Comprehensive Oversight
From alternative asset due diligence to private aviation and real estate holding structures, we provide a 360-degree view of your personal economy.
Fiduciary Purity
As a fee-only fiduciary, our only source of compensation is our clients. We eliminate the conflicts of interest found at traditional brokerage houses.
The Zag
Architecture
Wealth is multidimensional. Our framework addresses the structural, tax, and emotional complexities of significant capital through four core pillars of excellence.
01 / CORE
Tax Alpha
Implementing sophisticated tax-loss harvesting, asset location strategies, and year-round coordination with our CPA team to maximize net-of-tax returns.
02 / LEGACY
Wealth Transition
Coordination of estate governance and trust structures to ensure the seamless transfer of assets to future generations.
03 / MARKETS
Capital Management
Evidence-based portfolio construction using institutional-grade vehicles to mitigate market volatility and capture growth.
04 / HUMAN
Family Governance
Preparing the "Next-Generation" through financial literacy coaching and defined family mission statements.
Investment Philosophy
We believe markets are efficient and that discipline is the primary driver of wealth. Our portfolios are built on three empirical pillars.
Science-Driven
Asset allocation based on decades of financial research rather than market timing or media speculation.
Cost Integrity
Utilizing low-turnover, institutional funds to eliminate hidden fees and drag on growth.
Risk Discipline
Systematic rebalancing to ensure your risk exposure stays within defined comfort levels.
Due Diligence
What to Look for in a Wealth Manager
Not all advisors are created equal. These are the eight criteria that separate a true fiduciary partner from a product salesperson—and the standard to which we hold ourselves.
Fiduciary Obligation
Your advisor must be legally required to act in your best interest at all times—not just recommend "suitable" products. Ask: are they a Registered Investment Advisor (RIA)?
Fee-Only Structure
Do they earn commissions on what they recommend? A fee-only advisor is compensated solely by you, eliminating the conflicts of interest endemic to traditional brokerage models.
Tax Integration
Is tax strategy central to their investment process—or an afterthought? A CPA-led firm views every portfolio decision through the lens of after-tax returns. This difference compounds significantly over time.
Institutional Credentials
Look for CPA, CFA, or CFP designations on the advisory team. These credentials signal rigorous training, ethical standards, and technical depth across tax, investment, and planning disciplines.
Evidence-Based Investing
Does their investment philosophy rely on decades of academic research, or on market forecasts? Discipline and low costs—not speculation—are the proven drivers of long-term wealth accumulation.
Third-Party Custody
Your assets should be held at a reputable, independent custodian—not at the advisory firm itself. Fidelity, Schwab, or Pershing provide multi-layered protection and full SIPC coverage.
Estate Coordination
True wealth management extends beyond the portfolio. Your advisor should collaborate directly with your estate attorney and tax team to ensure a coherent, integrated financial architecture.
Multigenerational Vision
Is your advisor planning for your grandchildren, or just your next quarterly statement? Legacy planning, family governance, and next-generation education should be embedded in the service model.
Multigenerational Governance
Wealth often fails by the third generation. We solve for the human element, ensuring your family's values are as well-preserved as your capital.
Stewardship
Direct education for heirs on the mechanics of money and fiduciary responsibility.
Philanthropy
Facilitating family board meetings to define collective giving goals and legacy projects.
Support
Acting as the central point of coordination for your legal, insurance, and tax teams.
"Wealth is not just what you leave to your children, but what you leave in them."
Leadership
Vlad Zagranichny
CPA | Managing Member & CEO
Vlad Zagranichny is the Founder and CEO of ZAG Consulting Group, bringing more than 25 years of expertise at the intersection of tax strategy, accounting, and private wealth management. A Cum Laude graduate of Loyola College of Baltimore with dual degrees in Accounting and Finance—and a minor in Psychology—Vlad brings a rare combination of analytical rigor and interpersonal depth to every client relationship.
His CPA heritage is the cornerstone of ZAG's approach to wealth management: before any investment decision is made, Vlad and his team examine the full tax consequence, ensuring clients preserve more of what they earn. This tax-first philosophy has defined his practice for over two decades and remains the primary differentiator for clients navigating complex liquidity events, multigenerational estate transitions, and long-term capital stewardship.
In 2012, Vlad was recognized as one of Baltimore's Top Accountants by Baltimore SmartCEO magazine. He currently serves on the board of REXTAR, LLC, a rapidly growing technology company based in Baltimore, and is a dedicated father of two and active community member whose personal values—integrity, intentionality, and long-term thinking—are reflected in every client engagement.
Check the background of this investment professional on FINRA's BrokerCheck.
CONFIDENTIAL INQUIRY
The Dialogue Begins.
Private wealth advisory is a partnership built on technical excellence and deep trust.
ZAG CONSULTING GROUP | BALTIMORE & NATIONWIDE